With recent press highlighting some concerns with policy coverage limitations for life insurance and income protection – MBA Insurance Services recommend that you consider Wheeler Life Insurance Advisers, the MBAIS endorsed broker for these products.

As a builder/tradesman there is a strong chance that you already have a policy for Income Protection/Sickness & Accident. If your policy has been running for a few years, it most likely can be improved in both coverage and cost – with a detailed assessment and review available for MBA members, free of charge.

Wheeler Life Insurance Advisers can provide you with a simple review service on your current policy, to help you understand if you already have the best available deal, or whether there are better options to consider. The comparison will cover products, benefits and costs, all summarized in an easy to follow one-page comparison summary – with three to five minutes of your time being your only expense.

If you are unaware as to whether your current income protection is:

• Guaranteed renewable or cancellable? . . . Can your policy be cancelled by the insurance company if you make a claim?
• Agreed value or indemnity? . . . Even if your future income reduces, does your monthly benefit stay the same?
• Own occupation or any occupation? . . . In the event of a claim, will you be required to work in a different job?
• Paid via your superannuation account? . . . Which may mean reduced benefits.
• Payable for two years or to age 65?

Or, perhaps you don’t even have an income protection policy . . .

Contact Wheeler Life Insurance Advisers on 1300 900 981 or [email protected]

If you don’t fully understand what any or all of the above points mean, that’s a great reason for you to have your current policy reviewed by an experienced professional.

Since 2012, Wheeler Life Insurance Advisers have been proud to be a preferred partner for Income Protection, Life, Total and Permanent Disablement & Trauma Cover for MBA Insurance Services (MBAIS).

Wheeler Life Insurance Advisers is an Authorised Representative of Affinia Financial Advisers Ltd – Authorised Representative No. 255785 – Affinia Financial Advisers holds AFS Licence No. 237857 issued by ASIC